Ok people, I really do not know what to update here. 6 weeks of holidays initially, till date, 2 weeks are left.

Ask me, what have I done during the first 4 weeks?

1. Movies, Movies and more Movies!
2. Watching the Foreign Exchange Rates and Stock Exchange
3. Sleeping

Is this my life? I suddenly miss studying! =D

IMPORTANT NOTICE

To those who intend and is determined to go to Australia for further studies, you are advised to change SGD to Au$ within the next 3 months.

Reason? Simple. Due to the US Sub-Prime Crisis, currencies and countries that are pegged against the USD have fallen by approximately SGD0.20. Singapore Dollar still maintains its stronghold though GDP is expected to be lower than last year. Au$, similarly still maintains its strong rate against SGD, with the min/max of 1.21/1.37 for the past 9 months.

Au$ is expected to buffer within the rage 1.25 to 1.30 within the next 3 to 6 months. Depending onthe amount of SGD you want to change, the rates are sometimes negotiable.

Example: If I want to change SGD3000 to AUD, and the ForEx rate is 1.30, then I would receive Au$ 2307.70. If I want to change SGD3000 to AUD, and the ForEx rate is 1.25, then I would receive Au$ 2400. The difference of SGD0.05 is Au$ 92.30!

From now till End August 2008, I would be able to help you all who wants/is going/strongly intend to go to Australia for the 3 month IAP, capitalise on the Exchange Rate.

Even if you do not have the funds to change currencies now, DON'T WORRY! I will extend a loan* quantum to you, based on your family's income capabilities.

To find out more, click here!

Labels: financial stuffs, investments, loans

Yet, another semester of uncertainty. Results were released at 0538 hours (instead of the expected 0600). And NO, I did not get up to check those results. I read it via SMS when I woke up. Well, I can't say I am really happy, nor happy, and nor sad. My GPA is just not moving! Expected that anyway. For every semester that my grades remains the same to the previous, the GPA increment would just be a mediocre 50%.

E.g. If my GPA this semester (1) is 3.000, and the next semester (2) I score 3.929 - just for that semester of a total of 28 Credits, my GPA would only increase 0.159+. Then if semester (3) I score the same as (2), my GPA would only increase 0.0795! There goes on and on. That means, there is NO way to leap the GPA, unless, the total Credits is being increased to 56!
* The problem here is, I did not score 3.929! =( *

Quite surprised and also disappointed when I saw the SMS.

DISAPPOINTING PART
First thing I wanted to look at is Marketing. Shit Crap! I scored a grade lower than the previous semester! How was that possible! Anyway, I expected it since I could estimate how much marks I lost.

Molecular Genetics. This is a mad subject. I needed to score 85% in order to get an A for overall. But I guess I did not score even 75%!

BPT - a godlike subject. I failed to preempt this. Scored lower than what I expected.

SURPRISING PART
Next, Bioinformatics. Didn't expect that grade either. Especially when the lab reports that weighed 50% were all screwed and done in the most haphazard way. Most importantly, I never paid attention or even if I did, I could not understand the lectures. And, also fooling around during Practicals!

Protein Technology - Didn't do up to expectations for the paper and entire module. But I got a grade higher than what I actually projected.

Immunology - I got myself screwed and confused during the paper. Especially the last section. Confused between Mast Cells and Eosinophils! Holy Cow! arigh! But similarly, I got half a grade higher than expected.

Whatever it is, guess I just have to work harder the next semester. Or should I say, the final semester? Hmmm... ...